in Costa Rica the regular car rental insurance policies has been operated by the National Insurance Institute "Instituto Nacional de Seguros" in Costa Rica called "INS". Actually this insurance company is a government's monopoly institution founded in 1924. Costa Ricans and all the car rental companies do not have others insurance companies. As any other insurance company in the world the "INS" does not offer a full coverage protection program for rented vehicles in Costa Rica.
Starting the 2009 the government has approved a new insurance law that will change the actual insurance conditions in the country for the local insurance company (INS) and the foreign insurance companies that have been waiting this opportunity to put in operation their insurance products. Actually Costa Rican people are familiar about these new changes that comes with more requirements, controls and connections between the customer, the insurance operator and the government. According to recent communications these new regulations will be implemented ending this year.
In Costa Rica these insurance protections are subject to the terms, restrictions, limitations and exclusions imposed by the local insurance company.
Due to insurance restrictions for some type of vehicles, some optional protections listed on this page may not be available in some "Rental Stations" at the time of receiving the vehicle.
In Costa Rica the local insurance company does not cover small scratches or small dents caused to the rented vehicle during your rental period. We strongly recommend you using the insurance program provided by your credit card company to cover rented vehicles in Costa Rica, they usually would cover small damages or the entire rented vehicle in case of a collision or theft etc. For further information just contact us at any time or you may contact your local bank (Your Credit Card Provider) to verify whether your credit card has that insurance program as benefit for you.
As any insurance company in the world the providers of these protections ("INS" "Institituto Nacional de Seguros", The Credit Card companies, The Car Rental company or a Third Party Insurance Company) have more regulations for these protections. Also they may decline to cover damages (or refund money) in case of any negligence or violation caused by the drivers to the vehicle rental contract terms, the insurance policies terms and the law in Costa Rica.
All the insurance information listed on this page is intended for general information for all our customers and it does not expand coverage beyond the insurance policy and the vehicle rental contract. This information is not a policy of insurance, in the event of any conflict between the description of the benefits in this page, the policy will govern.
We are able to provide you with complete information. For additional information about car rental insurances, please contact us at any time, our representatives we'll help you with more details about your booking and insurances.